Responding to high crime rates

What is the mix of prevention, insurance and mitigation individuals choose and its results?

In this technical paper, we look at how people respond to living in a high crime environment and the consequences.

We examine the decisions people make when they are more likely to become victims of crime. We also look at what happens because of these choices.

We look at how people in high crime areas decide to prevent, reduce and insure against crime compared to people in safer areas.

Key findings

• People living in areas with high crime rates are more likely to be victims of violent crime. They also spend less on insurance.
• People in high crime areas are more likely to have a family member in prison, even if they are no more likely to go to prison.
• Household incomes and full-time employment rates are similar, but those in high crime areas are more likely unemployed.
• Individuals in high crime rate areas spend less on health.